All personal information collected by Clear.Loans DBA of US Wide Financial is used solely for the purposes of providing rate quotes and/or processing mortgage loans. We will never sell any personal information to third parties. Disclosure of personal information will only be made where required such as to process your credit reports, appraisal, title, etc.
Additionally, anonymous information about website visit statistics may be disseminated to third party service providers that we may partner with for hosting ads on our company’s behalf across the internet. These third parties will never be provided with any personal or financial information.
Clear.Loans DBA of US Wide Financial takes important steps to guard our website users’ personal and financial information. All information entered on our website is protected on-line as well as off-line.
1. 128-bit High Encryption Browsers. We require you to use a secure browser to access account information and perform transactions. This helps to ensure that the information you access is secure and confidential.
2. Encrypted Data. After you have entered your information, the encrypted data is transported between our systems and our alliance systems. Ensuring the security of your financial transactions is never a finite process for us. We use professional security experts to manage and monitor 24-hours a day, 7-days a week to help ensure that your information is secure.
SSL protocol provides secure communications on the Internet. Essentially, SSL does three things:
1. SSL creates a secure communication channel by encrypting communication between the user and the server.
2. SSL authenticates that the server to which you are connected is indeed correct. You can be assured that you are actually communicating with us, and not a third party trying to intercept the transaction.
3. SSL conducts a cryptographic word count to ensure data integrity between the server and the user. With SSL, even this check sum is encrypted so it cannot be modified.
When you enter your contact information on our website, we will contact you to explore your interest in our services by phone and/or e-mail. We may contact you if we receive your contact information through any third-party mortgage brokers. When working with you, Clear.Loans DBA of US Wide Financial will contact you through phone and/or e-mail throughout the loan process as needed in order to ensure smooth and timely completion of the loan process. We may also contact you in the future to notify you of any offers and programs that we feel you may be interested in. You will, however, have the option of opting out of receiving any correspondence from us that is not related to your transaction with us by contacting us at any time.
Clear Home Loans (Clear.Loans, a DBA of US Wide Financial, LLC, NMLS #192116) offers an
SMS/text messaging program to support customer care and account notifications throughout
your mortgage process. By providing your mobile phone number and opting in — whether
through our online forms, in person, or verbally with one of our loan officers — you consent to
receive recurring SMS/text messages from Clear Home Loans at the number you provide.
Types of messages may include: confirmation that we received your loan application; requests
for required documentation (such as pay stubs, W-2s, bank statements, or tax returns);
conditional approval and underwriting decision updates; appointment scheduling, confirmations,
and reminders with your loan officer; reminders about upcoming closing dates and required
signing appointments; answers to questions about your loan status; a personalized link to our
secure quote tool to review rate and payment scenarios; confirmation of next steps; and general
conversational support between you and your assigned loan officer.
Message frequency varies based on your activity and stage in the loan process. Message and
data rates may apply. Reply STOP at any time to opt out of SMS messages, and reply HELP for assistance. You may also contact us at 1-888-360-8794 or info@clear.loans for help. Consent to
receive text messages is not a condition of any purchase, loan application, or loan approval.
No mobile information will be shared with third parties or affiliates for marketing or
promotional purposes. All categories of data sharing described in this Privacy Policy
exclude text-messaging originator opt-in data and consent; this information will not be
shared with, sold to, or otherwise transferred to any third parties or affiliates for their
marketing or promotional purposes.
